Layaway

At US Night Vision, we believe that nothing should halt your operational readiness. We understand that some financing options may not be available to everyone, which is why we offer a secure, in-house layaway program designed for those who want to explore additional ways to secure your kit.

Our Zero-Credit Layaway Program allows you to lock in your build today with a manageable down payment and zero interest.

How It Works: A Frictionless Process

We have entirely removed third-party financing apps from our layaway process. You deal directly with the US Night Vision team from start to finish.

1. Checkout with Layaway: Add your desired night vision, thermal, or kit item to your cart. During the checkout process, simply select "USNV Layaway" as your payment method and complete your order.

2. The Intake Call: Your order will be securely placed on hold. Within 24-48 business hours, a US Night Vision representative will contact you via phone to welcome you to the program, confirm your 6-month payment schedule, and securely vault your credit card information.

3. The 20% Deposit: During your intake call, our team will process your initial 20% deposit. This deposit officially reserves your gear and locks in your order in our production queue.

4. Automated Monthly Payments: For your convenience, your vaulted card will be automatically charged your scheduled monthly payment on the 1st of every month for the remaining 5 months. No invoices to chase, no manual payments to remember.

5. Gear Ships: The moment your final payment clears and your balance reaches $0, your gear is then shipped to your door via UPS.

Program Terms & Conditions

By selecting the USNV Layaway option at checkout, you agree to the following terms:

Zero Credit Checks: We do not pull your credit score. Approval is guaranteed with your initial deposit of 20%.
Zero Interest: You will never pay a dime of interest or hidden administrative fees. The price you see at checkout is the exact price you pay.
Maximum Term Limit: All layaway plans are strictly capped at a 6-month duration.
Non-Refundable Deposit: The initial 20% down payment is strictly non-refundable. If you cancel your order or default on your payment plan, this deposit is retained by US Night Vision as a restocking and administrative fee.
Default Policy: If a scheduled monthly payment fails, you will be contacted by our team to update your billing information. If a payment is missed and left unresolved for more than 30 days, your layaway plan will be automatically canceled. Your initial 20% deposit will be forfeited, and any additional monthly payments you have made will be refunded to your original payment method.
Early Payoff: Want your gear sooner? You can contact our team at any time to pay off your remaining balance early without penalty.

Ready to Secure Your Gear?

There is no separate application required. Simply shop our catalog, build your cart, and select the USNV Layaway option at checkout today.

If you have any questions about the layaway program, please Contact Us or call our team directly at 1-800-500-4020.